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Fixed APRs starting at 8.99%
Terms up to 240 months (20 years)
No home equity or lien required
FICO scores as low as 600 accepted
Soft credit check – won’t impact your score
Covers HVAC, insulation, and roofs
No prepayment penalties – pay off anytime
Select your term and rate
Sign electronically
Schedule your installation
Make easy monthly payments while enjoying your upgraded home comfort
Homeowners with FICO scores between 600–740 who want fair, fixed-rate options
Families looking to spread payments over 10–20 years for better monthly affordability
Anyone who doesn’t want to use home equity or take on a lien
People financing HVAC systems, attic insulation, hybrid water heaters, or air purification
Homeowners who want fast, no-pressure approvals with zero credit impact
Slice is designed for a wide credit spectrum, not just perfect scores. Whether your credit is just starting to recover or you're solidly in the 600s, Slice offers fixed-rate options that many traditional lenders won’t. You can get approved without high interest or predatory terms.
Slice offers loan terms up to 20 years (240 months), which helps stretch your budget and reduce monthly payments. This is ideal if you want to upgrade your home without putting pressure on your finances.
Slice is perfect for mid-size projects, typically in the $5,000 to $20,000 range. It's a smart solution for HVAC replacements, insulation installs, ductwork, smart thermostats, or bundling multiple upgrades into one low monthly payment.
Unlike PACE or HELOCs, Slice is an unsecured loan, no lien on your home, no equity required. You qualify based on your credit, not your property's value. That means faster approvals and more flexibility for homeowners who want to keep their home equity untouched.
Slice offers flat, fixed APRs—so your monthly payment is locked in from day one. No sudden increases, no hidden balloon payments. Just predictable financing that’s easy to budget and understand.
No. Prequalifying for Slice uses a soft credit check, so there’s no impact on your credit score just to see your options.
Yes! Slice works for attic insulation, ventilation, hybrid water heaters, EV chargers, and even bundling multiple energy upgrades into one monthly payment.
In most cases, homeowners are approved in under 5 minutes with an online application. We walk you through it, and there’s no obligation to move forward until you’re ready.
You can! Slice has no prepayment penalties, so you can pay off your loan anytime—on your timeline—with no extra fees.