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Fixed APRs as low as 4.99%–9.99%
Terms from 5 to 25 years (60–300 months)
$0 down payment options
Soft credit check to prequalify
FICO score 660+ recommended
No prepayment penalties
Eligible for solar, HVAC, insulation, roofs, and smart home upgrades
Prequalify online with no impact to your credit
Review your fixed-rate options and choose your term
Sign electronically from your phone or computer
We schedule your system installation
You make easy, predictable monthly payments
Homeowners with FICO scores 660+ who want fast approval and low rates
Families ready to invest in HVAC, insulation, solar, or hybrid water heaters
Homeowners who want to own their upgrades and qualify for federal tax credits
Those who need long loan terms to reduce monthly payments
People who want a lender built specifically for clean energy and home efficiency
No. You’ll prequalify with a soft credit check that won’t impact your score.
: GoodLeap covers HVAC systems, insulation, solar, roofing, batteries, hybrid hot water heaters, and more.
Fixed APRs start around 4.99%, with terms up to 25 years based on your credit and selection.
Yes! You can bundle projects like HVAC + insulation or solar + battery into a single payment.
Absolutely. GoodLeap has no prepayment penalties, so you can pay off anytime without fees.
Yes! Adding a co-borrower can improve your chances of approval or help you qualify for better terms. Both applicants will need to provide basic information during the prequalification process.
GoodLeap financing is generally intended for primary residences, but in some cases, secondary homes may qualify depending on the project and contractor. Ask your Soligo representative to confirm eligibility.
Since GoodLeap is an unsecured loan, it’s tied to you—not your home. If you sell your home, you’ll either continue to pay the loan or pay it off from the proceeds—whichever you prefer.
Yes. If you complete one project and want to add another later (like solar after HVAC), you can apply for a new loan through GoodLeap—no need to bundle everything at once.
Most GoodLeap approvals are valid for up to 60–90 days, giving you time to schedule your installation and finalize any additional details. Funds are disbursed after work begins.