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Best For: Homeowners with FICO 600+ needing
long terms & approval flexibility
Soft credit check
Fixed APR starting at 8.99%
Up to 20-year terms
Covers HVAC, insulation, roofs
Great for mid-range projects
Low MDR = more flexibility
Best For: Fair-to-good credit homeowners
(FICO 660+)
Soft credit check
$0 Down with fast approvals
Loan terms from 5 to 25 years
Autopay savings
No prepayment penalties
Bundle upgrades: HVAC + solar + more
Best For: Prime-credit homeowners
(FICO 680+)
Soft credit check
$0 Down with fast approvals
Fixed APR from 6.99%–9.99%
Loan terms up to 15 years
12 Months No Payment
Bundle upgrades: HVAC + solar + more
Best For: Equity-rich homeowners with lower credit or unique upgrade needs
No credit score required
$0 down, up to 30-year terms
Paid through property taxes
Stays with the home if sold
Covers roofing, insulation, hurricane upgrades
Up-to-date mortgage & taxes
Alachua County
Brevard County
Broward County
Clay County
Collier County
Duval County
Flagler County
Hillsborough County
Lake County
Lee County
Manatee County
Marion County
Miami-Dade County
Orange County
Osceola County
Palm Beach County
Pasco County
Pinellas County
Polk County
Sarasota County
Seminole County
St. Johns County
Volusia County
Full diagnostic of system components and airflow
Code-compliant repairs & installations
Smart system upgrade recommendations
Transparent pricing with zero upsell pressure